有声小说下载,管理书籍排行榜

公司業(yè)務(wù)

2023年3月單位結(jié)構(gòu)性存款產(chǎn)品賬單

發(fā)布時間：2023-03-15

尊敬的客戶：

　　以下是我行單位結(jié)構(gòu)性存款產(chǎn)品2023年3月產(chǎn)品賬單。其中，“賬單日產(chǎn)品預(yù)期年化收益率”，是我行根據(jù)本期賬單測算日該期結(jié)構(gòu)性存款產(chǎn)品掛鉤標(biāo)的的市場變化情況測算，僅作參考，不代表本期產(chǎn)品實際到期收益情況?！皰煦^標(biāo)的市場觀察水平”，在該結(jié)構(gòu)性存款所掛鉤的衍生產(chǎn)品到期前，為賬單公布日上一日掛鉤標(biāo)的市場觀察水平；在衍生產(chǎn)品到期后，為產(chǎn)品觀察日掛鉤標(biāo)的市場觀察水平。如有任何問題，歡迎撥打我行客戶服務(wù)電話或聯(lián)系我行網(wǎng)點工作人員。感謝您一直以來對威海市商業(yè)銀行的支持！

2023年3月單位結(jié)構(gòu)性存款產(chǎn)品賬單
賬單日：2023-3-15
序號	業(yè)務(wù)編號	產(chǎn)品編號	起始日	到期日	期限	幣種	預(yù)期收益率	金額（萬元）	其中用于衍生品投資（萬元）	掛鉤標(biāo)的	產(chǎn)品觀察日	起息日掛鉤標(biāo)的市場水平	掛鉤標(biāo)的市場觀察水平	衍生品公允價值（元）	賬單日產(chǎn)品預(yù)期年化收益率%
1	WJ20220321003	WKGJ2022028-365D	2022/3/23	2023/3/23	365	人民幣	1.45%/2.9%/3.35%	10000	180	EUR/USD	2022/12/14	1.1025	1.0626	-	2.90
2	WJ20220322004	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民幣	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.1025	1.0626	-	2.90
3	WJ20220323003	WKGJ2022028-365D	2022/3/26	2023/3/26	365	人民幣	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0956	1.0626	-	2.90
4	WJ20220411003	WKGJ2022038-365D	2022/4/12	2023/4/12	365	人民幣	1.45%/2.9%/3.35%	5000	90	EUR/USD	2022/12/14	1.0871	1.0626	-	2.90
5	WJ20220412001	WKGJ2022038-365D	2022/4/13	2023/4/13	365	人民幣	1.45%/2.9%/3.35%	2700	48.6	EUR/USD	2022/12/14	1.0830	1.0626	-	2.90
6	WJ20220411005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民幣	1.45%/2.9%/3.35%	3000	54	EUR/USD	2022/12/14	1.0871	1.0626	-	2.90
7	WJ20220413005	WKGJ2022038-365D	2022/4/14	2023/4/14	365	人民幣	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/14	1.0906	1.0626	-	2.90
8	WJ20220414003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民幣	1.45%/2.9%/3.35%	1500	27	EUR/USD	2022/12/16	1.0808	1.0645	-	2.90
9	WJ20220415002	WKGJ2022044-365D	2022/4/16	2023/4/16	365	人民幣	1.75%/3.1%/3.45%	10000	160	EUR/USD	2022/12/16	1.0808	1.0645	-	3.10
10	WJ20220415003	WKGJ2022038-365D	2022/4/16	2023/4/16	365	人民幣	1.45%/2.9%/3.35%	2000	36	EUR/USD	2022/12/16	1.0808	1.0645	-	2.90
11	WJ20220426002	WKGJ2022058-365D	2022/4/27	2023/4/27	365	人民幣	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/16	1.0646	1.0645	-	2.65
12	WJ20220425008	WKGJ2022051-365D	2022/4/28	2023/4/28	365	人民幣	1.65%/3.5%/3.95%	2700	59.4	EUR/USD	2022/12/16	1.0546	1.0645	-	3.50
13	WJ20220424004	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	1.0645	-	3.40
14	WJ20220427001	WKGJ2022040-365D	2022/4/28	2023/4/28	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/16	1.0546	1.0645	-	3.40
15	WJ20220505003	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民幣	1.55%/2.65%/3%	10000	135	EUR/USD	2022/12/21	1.0525	1.0616	-	2.65
16	WJ20220505004	WKGJ2022062-365D	2022/5/8	2023/5/8	365	人民幣	1.55%/2.65%/3%	2000	27	EUR/USD	2022/12/21	1.0525	1.0616	-	2.65
17	WJ20220506006	WKGJ2022065-365D	2022/5/8	2023/5/8	365	人民幣	1.65%/3.7%/4.15%	2000	48	EUR/USD	2022/12/21	1.0525	1.0616	-	3.70
18	WJ20220506005	WKGJ2022063-365D	2022/5/8	2023/5/8	365	人民幣	1.65%/2.85%/3.2%	1500	21.75	EUR/USD	2022/12/21	1.0525	1.0616	-	2.85
19	WJ20220509001	WKGJ2022064-365D	2022/5/11	2023/5/11	365	人民幣	1.5%/2.55%/2.9%	3000	39	EUR/USD	2022/12/21	1.0534	1.0616	-	2.55
20	WJ20220509006	WKGJ2022040-365D	2022/5/13	2023/5/13	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2022/12/21	1.0379	1.0616	-	3.40
21	WJ20220509005	WKGJ2022069-365D	2022/5/13	2023/5/13	365	人民幣	1.65%/2.85%/3.2%	10000	145	EUR/USD	2022/12/21	1.0379	1.0616	-	2.85
22	WJ20220512004	WKGJ2022073-365D	2022/5/14	2023/5/14	365	人民幣	1.65%/2.85%/3.2%	2000	29	EUR/USD	2022/12/23	1.0404	1.0604	-	2.85
23	WJ20220520001	WKGJ2022077-365D	2022/5/24	2023/5/24	365	人民幣	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/17	1.0668	1.0738	533032.7077	2.57
24	WJ20220525006	WKGJ2022083-365D	2022/5/27	2023/5/27	365	人民幣	1.65%/3.7%/4.15%	20000	480	EUR/USD	2023/4/17	1.0763	1.0738	4206181.123	3.75
25	WJ20220526001	WKGJ2022077-365D	2022/5/28	2023/5/28	365	人民幣	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/21	1.0748	1.0738	528750.6268	2.56
26	WJ20220527001	WKGJ2022088-365D	2022/5/28	2023/5/28	365	人民幣	1.75%/3.2%/3.55%	7500	127.5	EUR/USD	2023/4/21	1.0748	1.0738	1095247.291	3.21
27	WJ20220514001	WKGJ2022081-365D	2022/5/28	2023/5/28	365	人民幣	1.75%/3.4%/3.75%	5000	95	EUR/USD	2023/4/21	1.0748	1.0738	830872.0668	3.41
28	WJ20220530004	WKGJ2022087-365D	2022/5/31	2023/5/31	365	人民幣	1.5%/2.55%/2.9%	2000	26	EUR/USD	2023/4/24	1.0750	1.0738	211042.8019	2.56
29	WJ20220606002	WKGJ2022086-365D	2022/6/9	2023/6/9	365	人民幣	1.5%/2.55%/2.9%	5000	65	EUR/USD	2023/4/26	1.0712	1.0738	526126.0934	2.55
30	WJ20220610004	WKGJ2022081-365D	2022/6/11	2023/6/11	365	人民幣	1.75%/3.4%/3.75%	20000	380	EUR/USD	2023/5/9	1.0482	1.0738	3337900.517	3.42
31	WJ20220616002	WKGJ2022104-365D	2022/6/25	2023/6/25	365	人民幣	1.75%/3.2%/3.55%	10000	170	EUR/USD	2023/5/16	1.0562	1.0738	1452520.697	3.20
32	WJ20220620005	WKGJ2022081-365D	2022/6/25	2023/6/25	365	人民幣	1.75%/3.4%/3.75%	10000	190	EUR/USD	2023/5/16	1.0562	1.0738	1652599.679	3.40
33	WJ20220701018	WKGJ2022081-365D	2022/7/2	2023/7/2	365	人民幣	1.75%/3.4%/3.75%	30000	570	EUR/USD	2023/5/16	1.0435	1.0738	4995260.726	3.42
34	WJ20220706004	WKGJ2022081-365D	2022/7/7	2023/7/7	365	人民幣	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.0177	1.0738	5014207.894	3.42
35	WJ20220707001	WKGJ2022081-365D	2022/7/9	2023/7/9	365	人民幣	1.75%/3.4%/3.75%	30000	555	EUR/USD	2023/5/16	1.01395	1.0738	5014912.129	3.42
36	WJ20220712003	WKGJ2022081-365D	2022/7/14	2023/7/14	365	人民幣	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/13	1.0033	1.0738	1663017.978	3.41
37	WJ20220714007	WKGJ2022081-365D	2022/7/16	2023/7/16	365	人民幣	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/5/16	1.0109	1.0738	1667740.049	3.42
38	WJ20220715002	WKGJ2022114-365D	2022/7/16	2023/7/16	365	人民幣	1.75%/3.4%/3.75%	1500	27.75	EUR/USD	2023/5/16	1.0109	1.0738	250161.0689	3.42
39	WJ20220719003	WKGJ2022120-365D	2022/7/20	2023/7/20	365	人民幣	1.75%/3.2%/3.55%	10000	165	EUR/USD	2023/6/13	1.0194	1.0738	1460421.734	3.21
40	WJ20220722001	WKGJ2022120-365D	2022/7/23	2023/7/23	365	人民幣	1.75%/3.2%/3.55%	3000	49.5	EUR/USD	2023/6/13	1.0200	1.0738	432996.9573	3.19
41	WJ20220721001	WKGJ2022114-365D	2022/7/30	2023/7/30	365	人民幣	1.75%/3.4%/3.75%	27000	499.5	EUR/USD	2023/6/21	1.0233	1.0738	4433211.312	3.39
42	WJ20220728002	WKGJ2022120-365D	2022/7/30	2023/7/30	365	人民幣	1.75%/3.2%/3.55%	5000	82.5	EUR/USD	2023/6/21	1.0233	1.0738	721493.941	3.19
43	WJ20220804001	WKGJ2022114-365D	2022/8/6	2023/8/6	365	人民幣	1.75%/3.4%/3.75%	10000	185	EUR/USD	2023/6/26	1.0175	1.0738	1660877.494	3.41
44	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民幣	1.75%/3.4%/3.75%	1200	22.2	EUR/USD	2023/6/26	1.0172	1.0738	192984.8797	3.36
45	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民幣	1.75%/3.2%/3.55%	4500	74.25	EUR/USD	2023/7/18	1.0029	1.0738	635821.8319	3.16
46	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民幣	1.75%/3.2%/3.55%	2000	33	EUR/USD	2023/7/18	1.0024	1.0738	282567.1078	3.16
47	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民幣	1.75%/3.1%/3.45%	5000	77.5	EUR/USD	2023/7/26	0.9920	1.0738	663365.0961	3.08
48	WJ20220916002	WKGJ2022171-180D	2022/9/17	2023/3/16	180	人民幣	1.47%/3.75%/4.2%	30000	366.9	EUR/USD	2023/2/15	1.0008	1.0716	-	3.75
49	WJ20220920011	WKGJ2022174-180D	2022/9/22	2023/3/21	180	人民幣	1.8%/2.9%/3.25%	10000	64.11	EUR/USD	2023/2/15	0.9837	1.0716	-	2.90
50	WJ20220920001	WKGJ2022175-180D	2022/9/23	2023/3/22	180	人民幣	1.47%/3.8%/4.25%	2000	24.95	EUR/USD	2023/2/21	0.9652	1.0673	-	3.80
51	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民幣	1.75%/3.3%/3.65%	30000	523.56	EUR/USD	2023/8/22	0.9652	1.0738	4525835.877	3.26
52	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民幣	2%/2.95%/3.3%	10000	115	EUR/USD	2023/8/22	0.9652	1.0738	944634.2177	2.94
53	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民幣	1.75%/3.2%/3.55%	10000	165	1Y LPR	2023/8/22	0.0365	0.0365	725000	2.48
54	WJ20220926002	WKGJ2022175-180D	2022/9/27	2023/3/26	180	人民幣	1.47%/3.8%/4.25%	1000	12.48	1Y LPR	2023/2/15	0.0365	0.0365	-	3.80
55	WJ20220926008	WKGJ2022179-180D	2022/9/28	2023/3/27	180	人民幣	1.47%/3.6%/4.05%	10000	114.9	1Y LPR	2023/2/15	0.0365	0.0365	-	3.60
56	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民幣	1.65%/3.65%/4.1%	1000	22	1Y LPR	2023/8/22	0.0365	0.0365	100000	2.65
57	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民幣	1.65%/3.65%/4.1%	15000	330	1Y LPR	2023/8/22	0.0365	0.0365	1500000	2.65
58	WJ20220926009	WKGJ2022179-180D	2022/10/9	2023/4/7	180	人民幣	1.47%/3.6%/4.05%	5000	57.45	1Y LPR	2023/3/1	0.0365	0.0365	-	3.60
59	WJ20221017001	WKGJ2022189-180D	2022/10/18	2023/4/16	180	人民幣	1.15%/3.4%/3.75%	10000	120.82	1Y LPR	2023/3/1	0.0365	0.0365	-	3.40
60	WJ20221024001	WKGJ2022196-180D	2022/10/26	2023/4/24	180	人民幣	1.15%/3.2%/3.55%	30000	332.88	1Y LPR	2023/3/21	0.0365	0.0365	1516438.356	2.18
61	WJ20221026008	WKGJ2022206-180D	2022/10/27	2023/4/25	180	人民幣	1.15%/3.2%/3.55%	20000	221.92	1Y LPR	2023/3/21	0.0365	0.0365	1010958.904	2.18
62	WJ20221026009	WKGJ2022197-180D	2022/10/28	2023/4/26	180	人民幣	1.15%/3.7%/4.05%	2000	27.12	1Y LPR	2023/3/21	0.0365	0.0365	125753.4247	2.43
63	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民幣	1.2%/3.5%/3.85%	1000	25	1Y LPR	2023/9/12	0.0365	0.0365	123846.1538	2.44
64	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民幣	1.2%/3.5%/3.85%	10000	250	1Y LPR	2023/9/12	0.0365	0.0365	1238461.538	2.44
65	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民幣	1.3%/3.05%/3.4%	10000	195	1Y LPR	2023/9/12	0.0365	0.0365	942307.6923	2.24
66	WJ20221101003	WKGJ2022208-180D	2022/11/3	2023/5/2	180	人民幣	1.15%/3.4%/3.75%	1000	12.08	1Y LPR	2023/3/21	0.0365	0.0365	55479.45205	2.28
67	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民幣	1.1%/2.5%/2.85%	3000	48	1Y LPR	2023/9/26	0.0365	0.0365	226153.8462	1.85
68	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民幣	1.1%/2.6%/2.95%	10000	170	EUR/USD	2023/9/26	1.0168	1.0738	1426839.155	2.53
69	WJ20221110004	WKGJ2022218-180D	2022/11/12	2023/5/11	180	人民幣	1.15%/2.9%/3.25%	2000	19.23	EUR/USD	2023/4/17	1.0328	1.0738	166590.5301	2.84
70	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民幣	1.1%/2.4%/2.75%	4000	60	EUR/USD	2023/9/26	1.0328	1.0738	493670.4615	2.33
71	WJ20221111003	WKGJ2022216-180D	2022/11/16	2023/5/15	180	人民幣	1.15%/3.3%/3.65%	10000	115.89	EUR/USD	2023/4/17	1.0377	1.0738	1040317.445	3.26
72	WJ20221124007	WKGJ2022211-365D	2022/11/25	2023/11/25	365	人民幣	1.1%/2.5%/2.85%	5000	80	EUR/USD	2023/10/11	1.0348	1.0738	676428.5554	2.45
73	WJ20221124004	WKGJ2022217-365D	2022/11/26	2023/11/26	365	人民幣	1.2%/3%/3.35%	20000	400	EUR/USD	2023/10/11	1.0348	1.0738	3473135.339	2.94
74	WJ20221125001	WKGJ2022211-365D	2022/11/26	2023/11/26	365	人民幣	1.1%/2.5%/2.85%	3000	48	EUR/USD	2023/10/11	1.0348	1.0738	405857.1478	2.45
75	WJ20221128002	WKGJ2022227-180D	2022/11/30	2023/5/29	180	人民幣	1.15%/3.15%/3.5%	30000	325.48	EUR/USD	2023/4/21	1.0427	1.0738	2900980.902	3.11
76	WJ20221201002	WKGJ2022234-365D	2022/12/3	2023/12/3	365	人民幣	1.1%/2.5%/2.85%	3000	49.5	EUR/USD	2023/10/18	1.0569	1.0738	388027.9654	2.39
77	WJ20221202001	WKGJ2022232-180D	2022/12/6	2023/6/4	180	人民幣	1.15%/3.34%/3.69%	2000	23.57	EUR/USD	2023/4/24	1.0473	1.0738	211787.646	3.30
78	WJ20221205003	WKGJ2022234-365D	2022/12/7	2023/12/7	365	人民幣	1.1%/2.5%/2.85%	5000	82.5	EUR/USD	2023/10/18	1.0501	1.0738	652040.9503	2.40
79	WJ20221206003	WKGJ2022238-180D	2022/12/8	2023/6/6	180	人民幣	1.15%/3.25%/3.6%	10000	115.89	EUR/USD	2023/4/24	1.0578	1.0738	1018884.348	3.22
80	WJ20221209001	WKGJ2022239-150D	2022/12/10	2023/5/9	150	人民幣	1.15%/3.25%/3.6%	2500	23.63	EUR/USD	2023/4/11	1.0512	1.0738	211839.2727	3.21
81	WJ20221208002	WKGJ2022217-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/3%/3.35%	2500	50	EUR/USD	2023/10/26	1.0512	1.0738	412593.3356	2.85
82	WJ20221208004	WKGJ2022240-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/2.95%/3.3%	1200	23.4	EUR/USD	2023/10/26	1.0512	1.0738	192634.5071	2.81
83	WJ20221208006	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/3%/3.35%	10000	200	EUR/USD	2023/10/26	1.0512	1.0738	1650373.348	2.85
84	WJ20221208007	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/3%/3.35%	8000	160	EUR/USD	2023/10/26	1.0512	1.0738	1320298.64	2.85
85	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民幣	2%/3.6%/3.95%	30000	1110	EUR/USD	2023/12/4	1.0512	1.0738	9182827.44	3.53
86	WJ20221212007	WKGJ2022220-365D	2022/12/14	2023/12/14	365	人民幣	1.2%/2.7%/3.05%	5000	85	EUR/USD	2023/10/26	1.0663	1.0738	698054.9559	2.60
87	WJ20221213002	WKGJ2022239-150D	2022/12/14	2023/5/13	150	人民幣	1.15%/3.25%/3.6%	4000	37.81	EUR/USD	2023/4/11	1.0663	1.0738	347192.366	3.26
88	WJ20221212003	WKGJ2022234-365D	2022/12/15	2023/12/15	365	人民幣	1.1%/2.5%/2.85%	2000	33	EUR/USD	2023/10/26	1.0642	1.0738	262536.2115	2.41
89	WJ20221209004	WKGJ2022242-365D	2022/12/16	2023/12/16	365	人民幣	1.1%/2.4%/2.75%	10000	150	EUR/USD	2023/11/2	1.0605	1.0738	1225012.377	2.33
90	WJ20221214010	WKGJ2022187-90D	2022/12/16	2023/3/16	90	人民幣	1%/2.75%/3.1%	1100	5.29	EUR/USD	2023/2/15	1.0605	1.0716	-	2.75
91	WJ20221215003	WKGJ2022241-365D	2022/12/17	2023/12/17	365	人民幣	1.2%/3%/3.35%	2500	50	EUR/USD	2023/11/2	1.0605	1.0738	443989.7208	2.98
92	WJ20221214006	WKGJ2022246-180D	2022/12/17	2023/6/15	180	人民幣	1.4%/3.25%/3.6%	20000	207.12	EUR/USD	2023/4/26	1.0605	1.0738	1863967.465	3.29
93	WJ20221215005	WKGJ2022220-365D	2022/12/17	2023/12/17	365	人民幣	1.2%/2.7%/3.05%	5000	85	EUR/USD	2023/11/2	1.0605	1.0738	704781.7121	2.61
94	WJ20221215007	WKGJ2022238-180D	2022/12/20	2023/6/18	180	人民幣	1.15%/3.25%/3.6%	2000	23.18	EUR/USD	2023/5/9	1.0619	1.0738	209131.3008	3.27
95	WJ20221219002	WKGJ2022241-365D	2022/12/21	2023/12/21	365	人民幣	1.2%/3%/3.35%	3000	61.5	EUR/USD	2023/11/2	1.0630	1.0738	502127.598	2.87
96	WJ20221221002	WKGJ2022238-180D	2022/12/23	2023/6/21	180	人民幣	1.15%/3.25%/3.6%	1500	17.38	EUR/USD	2023/5/11	1.0652	1.0738	156169.7424	3.26
97	WJ20221222002	WKGJ2022234-365D	2022/12/24	2023/12/24	365	人民幣	1.1%/2.5%/2.85%	2500	41.25	EUR/USD	2023/11/10	1.0652	1.0738	344927.8782	2.48
98	WJ20221223004	WKGJ2022247-180D	2022/12/27	2023/6/25	180	人民幣	1.15%/2.8%/3.15%	7000	65.59	EUR/USD	2023/5/11	1.0642	1.0738	561264.2421	2.78
99	WJ20221226003	WKGJ2022253-180D	2022/12/28	2023/6/26	180	人民幣	1.15%/3.2%/3.55%	10000	113.42	EUR/USD	2023/5/16	1.0630	1.0738	1031180.389	3.24
100	WJ20221226001	WKGJ2022249-90D	2022/12/29	2023/3/29	90	人民幣	1%/3.4%/3.75%	3000	19.6	EUR/USD	2023/3/3	1.0661	1.0610	-	3.40
101	WJ20221228005	WKGJ2022247-90D	2022/12/30	2023/3/30	90	人民幣	1%/2.75%/3.1%	2500	12.33	EUR/USD	2023/3/6	1.0658	1.0648	-	2.75
102	WJ20230103009	WKGJ2023001-180D	2023/1/5	2023/7/4	180	人民幣	1.15%/3.24%/3.59%	11000	124.22	EUR/USD	2023/6/4	1.0526	1.0738	1150247.659	3.27
103	WJ20230105001	WKGJ2023003-90D	2023/1/6	2023/4/6	90	人民幣	1%/3.6%/3.95%	30000	210.82	EUR/USD	2023/3/9	1.0668	1.0553	-	3.60
104	WJ20230104002	WKGJ2022251-90D	2023/1/6	2023/4/6	90	人民幣	1%/2.85%/3.2%	5000	25.89	EUR/USD	2023/3/9	1.0668	1.0553	-	2.85
105	WJ20230105002	WKGJ2023006-180D	2023/1/7	2023/7/6	180	人民幣	1.05%/2.3%/2.65%	1000	7.4	EUR/USD	2023/6/2	1.0668	1.0738	60115.2975	2.27
106	WJ20230107001	WKGJ2023005-180D	2023/1/10	2023/7/9	180	人民幣	1.15%/3.2%/3.55%	4000	45.37	EUR/USD	2023/6/9	1.0731	1.0738	400216.1369	3.18
107	WJ20230109002	WKGJ2023004-180D	2023/1/11	2023/7/10	180	人民幣	1.15%/3.15%/3.5%	30000	332.88	EUR/USD	2023/6/9	1.0767	1.0738	2916767.454	3.12
108	WJ20230110009	WKGJ2022247-365D	2023/1/11	2024/1/11	365	人民幣	1.2%/2.85%/3.2%	3000	57	EUR/USD	2023/12/4	1.0767	1.0738	445969.3641	2.69
109	WJ20230110010	WKGJ2023009-180D	2023/1/11	2023/7/10	180	人民幣	1.15%/2.7%/3.05%	4500	39.95	EUR/USD	2023/6/9	1.0767	1.0738	326107.6874	2.62
110	WJ20230110006	WKGJ2022248-180D	2023/1/12	2023/7/11	180	人民幣	1.15%/3.26%/3.61%	10000	116.38	EUR/USD	2023/6/9	1.0856	1.0738	1014325.199	3.21
111	WJ20230110007	WKGJ2022255-90D	2023/1/12	2023/4/12	90	人民幣	1%/3.2%/3.55%	1000	6.04	EUR/USD	2023/3/9	1.0856	1.0553	-	3.20
112	WJ20230112001	WKGJ2022255-90D	2023/1/13	2023/4/13	90	人民幣	1%/3.2%/3.55%	1000	6.04	EUR/USD	2023/3/14	1.0867	1.0707	-	3.20
113	WJ20230112005	WKGJ2023010-90D	2023/1/14	2023/4/14	90	人民幣	1%/2.81%/3.16%	10000	50.79	EUR/USD	2023/3/14	1.0867	1.0707	-	2.81
114	WJ20230112006	WKGJ2023010-90D	2023/1/14	2023/4/14	90	人民幣	1%/2.81%/3.16%	6000	30.48	EUR/USD	2023/3/14	1.0867	1.0707	-	2.81
115	WJ20230112004	WKGJ2022241-365D	2023/1/14	2024/1/14	365	人民幣	1.2%/3%/3.35%	7000	140	EUR/USD	2023/11/10	1.0867	1.0738	1107333.743	2.78
116	WJ20230117003	WKGJ2023008-180D	2023/1/18	2023/7/17	180	人民幣	1.05%/2.4%/2.75%	5000	39.45	EUR/USD	2023/6/12	1.0786	1.0738	309121.7231	2.30
117	WJ20230117001	WKGJ2022255-90D	2023/1/19	2023/4/19	90	人民幣	1%/3.2%/3.55%	1500	9.06	EUR/USD	2023/3/21	1.0836	1.0738	81826.24796	3.21
118	WJ20230129041	WKGJ2023017-365D	2023/1/31	2024/1/31	365	人民幣	1.2%/3.2%/3.55%	7000	157.5	EUR/USD	2023/11/21	1.0858	1.0738	1231043.973	2.96
119	WJ20230130023	WKGJ2023019-365D	2023/1/31	2024/1/31	365	人民幣	1.2%/3%/3.35%	30000	615	EUR/USD	2023/11/21	1.0858	1.0738	4754480.424	2.78
120	WJ20230130033	WKGJ2023018-180D	2023/2/1	2023/7/31	180	人民幣	1.15%/3.1%/3.45%	5500	59.67	EUR/USD	2023/6/26	1.1014	1.0738	448912.7733	2.81
121	WJ20230131004	WKGJ2023020-164D	2023/2/1	2023/7/15	164	人民幣	1.2%/3.2%/3.55%	10000	101.1	EUR/USD	2023/6/9	1.1014	1.0738	892374.0995	3.19
122	WJ20230130025	WKGJ2023016-90D	2023/2/1	2023/5/2	90	人民幣	1%/3.4%/3.75%	3000	19.23	EUR/USD	2023/4/11	1.1014	1.0738	161463.2049	3.18
123	WJ20230131013	WKGJ2023020-102D	2023/2/2	2023/5/15	102	人民幣	1%/3.2%/3.55%	10000	68.47	EUR/USD	2023/4/17	1.0894	1.0738	618512.3621	3.21
124	WJ20230201002	WKGJ2022247-180D	2023/2/3	2023/8/2	180	人民幣	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/3	1.0786	1.0738	110741.4031	2.65
125	WJ20230202012	WKGJ2023022-60D	2023/2/4	2023/4/5	60	人民幣	1%/3.4%/3.75%	10000	43.56	EUR/USD	2023/3/14	1.0786	1.0707	-	3.40
126	WJ20230203009	WKGJ2022247-180D	2023/2/7	2023/8/6	180	人民幣	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/3	1.0727	1.0738	112770.4924	2.67
127	WJ20230205001	WKGJ2023021-180D	2023/2/8	2023/8/7	180	人民幣	1.15%/3.05%/3.4%	20000	212.05	EUR/USD	2023/7/3	1.0725	1.0738	1732475.432	2.91
128	WJ20230207003	WKGJ2023024-90D	2023/2/8	2023/5/9	90	人民幣	1%/3.4%/3.75%	5000	32.67	EUR/USD	2023/4/11	1.0725	1.0738	282180.5151	3.29
129	WJ20230208001	WKGJ2022247-180D	2023/2/10	2023/8/9	180	人民幣	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/7/12	1.0667	1.0738	152344.1509	2.69
130	WJ20230209003	WKGJ2023026-90D	2023/2/11	2023/5/12	90	人民幣	1%/2.8%/3.15%	1600	8.09	EUR/USD	2023/4/11	1.0667	1.0738	69071.78596	2.75
131	WJ20230209012	WKGJ2022247-180D	2023/2/11	2023/8/10	180	人民幣	1.15%/2.8%/3.15%	1500	14.05	EUR/USD	2023/7/12	1.0667	1.0738	114258.1473	2.69
132	WJ20230210001	WKGJ2023023-180D	2023/2/11	2023/8/10	180	人民幣	1.15%/3.3%/3.65%	10000	118.36	EUR/USD	2023/7/12	1.0667	1.0738	988099.8763	3.15
133	WJ20230210002	WKGJ2022247-180D	2023/2/14	2023/8/13	180	人民幣	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/7/12	1.0739	1.0738	73958.61883	2.65
134	WJ20230213001	WKGJ2023025-90D	2023/2/14	2023/5/15	90	人民幣	1%/2.85%/3.2%	1500	7.77	EUR/USD	2023/4/11	1.0739	1.0738	64284.30633	2.74
135	WJ20230213002	WKGJ2022247-180D	2023/2/15	2023/8/14	180	人民幣	1.15%/2.8%/3.15%	3000	28.11	EUR/USD	2023/7/12	1.0706	1.0738	224193.707	2.67
136	WJ20230214004	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民幣	1.3%/2.95%/3.3%	5000	95	EUR/USD	2023/12/4	1.0706	1.0738	736614.1546	2.77
137	WJ20230214002	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民幣	1.3%/2.95%/3.3%	5000	95	EUR/USD	2023/12/4	1.0706	1.0738	736614.1546	2.77
138	WJ20230214003	WKGJ2023004-180D	2023/2/15	2023/8/14	180	人民幣	1.15%/3.15%/3.5%	10000	110.96	EUR/USD	2023/7/18	1.0706	1.0738	937350.0091	3.05
139	WJ20230214005	WKGJ2023028-30D	2023/2/15	2023/3/17	30	人民幣	1.1%/2.9%/3.25%	10000	16.85	EUR/USD	2023/3/1	1.0706	1.0592	-	2.90
140	WJ20230215001	WKGJ2023027-60D	2023/2/16	2023/4/17	60	人民幣	1%/3.1%/3.45%	1000	3.86	EUR/USD	2023/3/24	1.0654	1.0738	33834.55821	3.06
141	WJ20230215010	WKGJ2022247-180D	2023/2/16	2023/8/15	180	人民幣	1.15%/2.8%/3.15%	2000	18.74	EUR/USD	2023/7/18	1.0654	1.0738	150929.4503	2.68
142	WJ20230216001	WKGJ2023031-180D	2023/2/18	2023/8/17	180	人民幣	1.15%/3.3%/3.65%	10000	118.36	EUR/USD	2023/7/18	1.0676	1.0738	973989.3386	3.13
143	WJ20230220001	WKGJ2023027-60D	2023/2/21	2023/4/22	60	人民幣	1%/3.1%/3.45%	1000	3.86	EUR/USD	2023/4/4	1.0657	1.0738	32954.4876	3.00
144	WJ20230220011	WKGJ2023029-90D	2023/2/22	2023/5/23	90	人民幣	1%/2.75%/3.1%	2000	9.86	EUR/USD	2023/4/21	1.0620	1.0738	83033.2715	2.68
145	WJ20230221001	WKGJ2023033-30D	2023/2/22	2023/3/24	30	人民幣	1.1%/2.7%/3.05%	2000	3.04	EUR/USD	2023/3/14	1.0620	1.0707	-	2.70
146	WJ20230221002	WKGJ2023035-90D	2023/2/22	2023/5/23	90	人民幣	1%/3.2%/3.55%	1500	9.06	EUR/USD	2023/4/24	1.0620	1.0738	79717.41161	3.16
147	WJ20230223004	WKGJ2023036-365D	2023/2/25	2024/2/25	365	人民幣	1.2%/3%/3.35%	5000	102.5	EUR/USD	2023/12/12	1.0559	1.0738	823185.2743	2.85
148	WJ20230223001	WKGJ2023034-25D	2023/2/28	2023/3/25	25	人民幣	1.1%/3%/3.35%	1500	2.21	EUR/USD	2023/3/14	1.0585	1.0707	-	3.00
149	WJ20230227008	WKGJ2023030-180D	2023/2/28	2023/8/27	180	人民幣	1.25%/2.9%/3.25%	5000	46.85	EUR/USD	2023/7/26	1.0585	1.0738	375081.4179	2.77
150	WJ20230227009	WKGJ2023037-365D	2023/2/28	2024/2/28	365	人民幣	1.2%/3.3%/3.65%	3000	70.5	EUR/USD	2023/12/14	1.05845	1.07375	590047.8609	3.17
151	WJ20230227002	WKGJ2023025-90D	2023/3/1	2023/5/30	90	人民幣	1%/2.85%/3.2%	2000	10.36	EUR/USD	2023/4/26	1.06515	1.07375	85926.62904	2.74
152	WJ20230227001	WKGJ2023029-60D	2023/3/1	2023/4/30	60	人民幣	1%/2.6%/2.95%	1000	3.04	EUR/USD	2023/4/11	1.06515	1.07375	25161.00069	2.53
153	WJ20230227003	WKGJ2023032-30D	2023/3/1	2023/3/31	30	人民幣	1.1%/3.6%/3.95%	30000	67.81	EUR/USD	2023/3/16	1.06515	1.07375	615815.9402	3.6
154	WJ20230227005	WKGJ2023032-270D	2023/3/1	2023/11/26	270	人民幣	1.15%/3.65%/4%	20000	406.85	EUR/USD	2023/10/26	1.06515	1.07375	3427521.337	3.47
155	WJ20230228002	WKGJ2023029-90D	2023/3/2	2023/5/31	90	人民幣	1%/2.75%/3.1%	3000	14.79	EUR/USD	2023/5/4	1.0608	1.07375	123283.2616	2.67
156	WJ20230303001	WKGJ2023040-30D	2023/3/4	2023/4/3	30	人民幣	1.1%/2.7%/3.05%	2000	3.04	EUR/USD	2023/3/24	1.06365	1.07375	26095.96835	2.69
157	WJ20230303003	WKGJ2023038-27D	2023/3/4	2023/3/31	27	人民幣	1.1%/3%/3.35%	5000	7.95	EUR/USD	2023/3/21	1.06365	1.07375	71152.98076	3.02
158	WJ20230303004	WKGJ2023029-180D	2023/3/4	2023/8/31	180	人民幣	1.15%/2.8%/3.15%	1000	9.37	EUR/USD	2023/8/4	1.06365	1.07375	80686.07023	2.79
159	WJ20230306001	WKGJ2023042-22D	2023/3/7	2023/3/29	22	人民幣	1.1%/2.9%/3.25%	3000	3.71	EUR/USD	2023/3/21	1.0545	1.07375	34123.07631	2.99
160	WJ20230306007	WKGJ2023043-23D	2023/3/8	2023/3/31	23	人民幣	1.1%/3%/3.35%	8000	10.84	EUR/USD	2023/3/21	1.0541	1.07375	100646.6983	3.1
161	WJ20230306005	WKGJ2023041-90D	2023/3/8	2023/6/6	90	人民幣	1%/3.2%/3.55%	1200	7.25	EUR/USD	2023/5/4	1.0541	1.07375	65142.05433	3.2
162	WJ20230306003	WKGJ2023036-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/3%/3.35%	2000	41	EUR/USD	2023/12/14	1.0541	1.07375	341536.5081	2.91
163	WJ20230306008	WKGJ2023041-90D	2023/3/8	2023/6/6	90	人民幣	1%/3.2%/3.55%	1000	6.04	EUR/USD	2023/5/4	1.0541	1.07375	54285.03888	3.2
164	WJ20230307002	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	4000	76	EUR/USD	2023/12/18	1.0541	1.07375	647651.7204	2.82
165	WJ20230307003	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	4000	76	EUR/USD	2023/12/18	1.0541	1.07375	647652.2093	2.82
166	WJ20230307004	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	1000	19	EUR/USD	2023/12/18	1.0541	1.07375	161913.0413	2.82
167	WJ20230307005	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	1000	19	EUR/USD	2023/12/18	1.0541	1.07375	161913.0413	2.82
168	WJ20230308002	WKGJ2023039-365D	2023/3/10	2024/3/9	365	人民幣	1.2%/3.4%/3.75%	15000	360	EUR/USD	2023/12/18	1.06675	1.07375	3192438.168	3.33
169	WJ20230308004	WKGJ2023044-90D	2023/3/10	2023/6/8	90	人民幣	1%/3.2%/3.55%	5000	30.21	EUR/USD	2023/5/9	1.06675	1.07375	269960.0757	3.19

持倉風(fēng)險

風(fēng)險提示：結(jié)構(gòu)性存款不同于一般性存款，具有投資風(fēng)險，您應(yīng)當(dāng)充分認(rèn)識投資風(fēng)險，謹(jǐn)慎投資。
　　1.本金及利息風(fēng)險：威海市商業(yè)銀行僅保障資金本金和基礎(chǔ)收益，您應(yīng)充分認(rèn)識利息不確定的風(fēng)險。本產(chǎn)品的收益由基礎(chǔ)收益和浮動收益組成，浮動收益取決于掛鉤標(biāo)的價格變化，受市場多種要素的影響。利息不確定的風(fēng)險由存款人自行承擔(dān)，存款人應(yīng)對此有充分的認(rèn)識。如果在存款期內(nèi)，市場利率上升，本產(chǎn)品的利率不隨市場利率上升而提高。

　　2. 期限風(fēng)險：由于本產(chǎn)品的實際期限無法事先確定，且威海市商業(yè)銀行有權(quán)單方行使對產(chǎn)品期限的權(quán)利（包括但不限于提前終止等），一旦威海市商業(yè)銀行選擇了行使產(chǎn)品合同中所訂明的對產(chǎn)品期限的權(quán)利，則存款人必須遵照履行。

　　3. 市場風(fēng)險：包括但不限于因國家法律法規(guī)以及貨幣政策、財政政策、產(chǎn)業(yè)政策、地區(qū)發(fā)展政策等國際政策的變化、宏觀周期型經(jīng)濟(jì)運行狀況變化、外匯匯率和人民幣購買力等變化對市場產(chǎn)生一定的影響，導(dǎo)致產(chǎn)品收益的波動，在一定情況下甚至?xí)Ξa(chǎn)品的成立與運行產(chǎn)生影響。交易期內(nèi)可能存在市場利率上升、但該產(chǎn)品的收益率不隨市場利率上升而提高的情形；受限于投資組合及具體策略的不同，本產(chǎn)品收益變化趨勢與市場整體發(fā)展趨勢并不具有必然的一致性。

　　4. 流動性風(fēng)險：客戶在產(chǎn)品合同約定的條款外，不享有提前終止權(quán)，則客戶在產(chǎn)品到期日（威海市商業(yè)銀行依照產(chǎn)品合同的約定提前終止合同的，提前終止日被視為產(chǎn)品到期日）前無法取用存款本金及產(chǎn)品收益。

　　5. 信息傳遞風(fēng)險：客戶應(yīng)根據(jù)產(chǎn)品合同載明的信息披露方式查詢本產(chǎn)品的相關(guān)信息。如果客戶未及時查詢，或由于通訊故障、系統(tǒng)故障以及其他不可抗力等因素的影響導(dǎo)致客戶無法及時了解本產(chǎn)品的信息，并由此影響客戶投資決策，因此而產(chǎn)生的責(zé)任和風(fēng)險將由客戶自行承擔(dān)。另外，客戶預(yù)留在威海市商業(yè)銀行的有效聯(lián)系方式變更的，應(yīng)及時通知威海市商業(yè)銀行。如客戶未及時告知威海市商業(yè)銀行聯(lián)系方式變更或因存款人其他原因，威海市商業(yè)銀行將可能在需要聯(lián)系客戶時無法及時取得聯(lián)系，并可能會由此影響客戶的投資決策，由此而產(chǎn)生的責(zé)任和風(fēng)險由客戶自行承擔(dān)。

　　6. 不可抗力風(fēng)險：如果因不可抗力不能履行產(chǎn)品合同時，可根據(jù)不可抗力的影響部分或全部免除違約責(zé)任。

　　7.信用風(fēng)險：威海市商業(yè)銀行發(fā)生信用風(fēng)險如被依法撤銷或被被申請破產(chǎn)等，將對產(chǎn)品的收益產(chǎn)生影響。

　　8.數(shù)據(jù)來源風(fēng)險：在本存款收益率的計算中，需要使用到數(shù)據(jù)提供商提供的掛鉤標(biāo)的的價格水平。如果屆時產(chǎn)品說明書中約定的數(shù)據(jù)提供商提供的參照頁面不能給出所需的價格水平，威海市商業(yè)銀行將本著公平、公正、公允的原則，秉承善意并按照商業(yè)上合理的方式確定所適用的價格水平進(jìn)行計算。

風(fēng)險控制措施

　　本行針對結(jié)構(gòu)性存款業(yè)務(wù)的風(fēng)險特征，制定和實施相應(yīng)的風(fēng)險管理政策和程序，持續(xù)有效地識別、計量、監(jiān)測和控制結(jié)構(gòu)性存款業(yè)務(wù)面臨的各類風(fēng)險，并將結(jié)構(gòu)性存款業(yè)務(wù)風(fēng)險管理納入全面風(fēng)險管理體系。本行將結(jié)構(gòu)性存款納入表內(nèi)核算，按照存款管理，納入存款準(zhǔn)備金和存款保險保費的繳納范圍，相關(guān)資產(chǎn)按照國務(wù)院銀行業(yè)監(jiān)督管理機(jī)構(gòu)的相關(guān)規(guī)定計提資本和撥備。

　　本行具備普通類衍生產(chǎn)品交易業(yè)務(wù)資格，結(jié)構(gòu)性存款掛鉤的衍生產(chǎn)品交易嚴(yán)格遵守《銀行業(yè)金融機(jī)構(gòu)衍生產(chǎn)品交易業(yè)務(wù)管理暫行辦法》、《商業(yè)銀行資本管理辦法（試行）》、《商業(yè)銀行杠桿率管理辦法（修訂）》、《商業(yè)銀行流動性風(fēng)險管理辦法》等國務(wù)院銀行業(yè)監(jiān)督管理機(jī)構(gòu)關(guān)于衍生產(chǎn)品交易的相關(guān)規(guī)定。

　　本行銷售結(jié)構(gòu)性存款，嚴(yán)格按照中國銀保監(jiān)會發(fā)布的《關(guān)于進(jìn)一步規(guī)范商業(yè)銀行結(jié)構(gòu)性存款業(yè)務(wù)的通知》（銀保監(jiān)辦發(fā)〔2019〕204號）相關(guān)規(guī)定執(zhí)行，充分揭示風(fēng)險。銷售文本全面、客觀反映結(jié)構(gòu)性存款的重要特性和與產(chǎn)品有關(guān)的重要事實，向投資者充分揭示風(fēng)險，確保投資者了解結(jié)構(gòu)性存款的產(chǎn)品性質(zhì)和潛在風(fēng)險，自主進(jìn)行投資決策。

公司業(yè)務(wù)

2023年3月單位結(jié)構(gòu)性存款產(chǎn)品賬單

總行地址：山東省威海市青島北路137A號

傳真：

聯(lián)系電話：