旷世神医,盗墓笔记

公司業(yè)務(wù)

2023年8月單位結(jié)構(gòu)性存款產(chǎn)品賬單

發(fā)布時間：2023-08-15

尊敬的客戶：

　　以下是我行單位結(jié)構(gòu)性存款產(chǎn)品2023年8月產(chǎn)品賬單。其中，“賬單日產(chǎn)品預(yù)期年化收益率”，是我行根據(jù)本期賬單測算日該期結(jié)構(gòu)性存款產(chǎn)品掛鉤標的的市場變化情況測算，僅作參考，不代表本期產(chǎn)品實際到期收益情況。“掛鉤標的市場觀察水平”，在該結(jié)構(gòu)性存款所掛鉤的衍生產(chǎn)品到期前，為賬單公布日上一日掛鉤標的市場觀察水平；在衍生產(chǎn)品到期后，為產(chǎn)品觀察日掛鉤標的市場觀察水平。如有任何問題，歡迎撥打我行客戶服務(wù)電話或聯(lián)系我行網(wǎng)點工作人員。感謝您一直以來對威海市商業(yè)銀行的支持！

2023年8月單位結(jié)構(gòu)性存款產(chǎn)品賬單
賬單日：2023-8-15
序號	業(yè)務(wù)編號	產(chǎn)品編號	起始日	到期日	期限	幣種	預(yù)期收益率	金額（萬元）	其中用于衍生品投資（元）	掛鉤標的	產(chǎn)品觀察日	起息日掛鉤標的市場水平	掛鉤標的市場觀察水平	衍生品公允價值（元）	賬單日產(chǎn)品預(yù)期年化收益率%
1	WJ20220815001	WKGJ2022114-365D	2022/8/16	2023/8/16	365	人民幣	1.75%/3.4%/3.75%	1200	222000	EUR/USD	2023/6/26	1.05620	1.09075	-	3.4
2	WJ20220819003	WKGJ2022141-365D	2022/8/20	2023/8/20	365	人民幣	1.75%/3.2%/3.55%	4500	742500	EUR/USD	2023/7/18	1.05620	1.1251	-	3.2
3	WJ20220830002	WKGJ2022141-365D	2022/8/31	2023/8/31	365	人民幣	1.75%/3.2%/3.55%	2000	330000	EUR/USD	2023/7/18	1.04345	1.1251	-	3.2
4	WJ20220901002	WKGJ2022164-365D	2022/9/3	2023/9/3	365	人民幣	1.75%/3.1%/3.45%	5000	775000	EUR/USD	2023/7/26	1.01765	1.1062	-	3.1
5	WJ20220921004	WKGJ2022177-364D	2022/9/24	2023/9/23	364	人民幣	1.75%/3.3%/3.65%	30000	5235616.44	EUR/USD	2023/8/22	1.01395	1.12179	4730716.34	3.33
6	WJ20220922007	WKGJ2022178-365D	2022/9/24	2023/9/24	365	人民幣	2%/2.95%/3.3%	10000	1150000	EUR/USD	2023/8/22	1.00330	1.12179	969146.19	2.97
7	WJ20220921006	WKGJ2022167-365D	2022/9/27	2023/9/27	365	人民幣	1.75%/3.2%/3.55%	10000	1650000	1Y LPR	2023/8/22	1.01085	0.0355	870000.00	2.62
8	WJ20220929005	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民幣	1.65%/3.65%/4.1%	1000	220000	1Y LPR	2023/8/22	1.01085	0.0355	111111.11	2.76
9	WJ20220929008	WKGJ2022186-365D	2022/10/1	2023/10/1	365	人民幣	1.65%/3.65%/4.1%	15000	3300000	1Y LPR	2023/8/22	1.01935	0.0355	1666666.67	2.76
10	WJ20221027001	WKGJ2022190-365D	2022/10/29	2023/10/29	365	人民幣	1.2%/3.5%/3.85%	1000	250000	1Y LPR	2023/9/12	1.01995	0.0355	141538.46	2.62
11	WJ20221028006	WKGJ2022190-365D	2022/10/31	2023/10/31	365	人民幣	1.2%/3.5%/3.85%	10000	2500000	1Y LPR	2023/9/12	1.02330	0.0355	1415384.62	2.62
12	WJ20221028003	WKGJ2022195-365D	2022/11/1	2023/11/1	365	人民幣	1.3%/3.05%/3.4%	10000	1950000	1Y LPR	2023/9/12	1.02330	0.0355	1076923.08	2.38
13	WJ20221103002	WKGJ2022211-365D	2022/11/5	2023/11/5	365	人民幣	1.1%/2.5%/2.85%	3000	480000	1Y LPR	2023/9/26	1.01750	0.0355	258461.54	1.96
14	WJ20221109001	WKGJ2022215-365D	2022/11/10	2023/11/10	365	人民幣	1.1%/2.6%/2.95%	10000	1700000	EUR/USD	2023/9/26	1.01715	1.12179	1526411.23	2.63
15	WJ20221111002	WKGJ2022219-365D	2022/11/12	2023/11/12	365	人民幣	1.1%/2.4%/2.75%	4000	600000	EUR/USD	2023/9/26	1.00285	1.12179	529154.84	2.42
16	WJ20221124007	WKGJ2022211-365D	2022/11/25	2023/11/25	365	人民幣	1.1%/2.5%/2.85%	5000	800000	EUR/USD	2023/10/11	1.00240	1.12179	722511.09	2.55
17	WJ20221124004	WKGJ2022217-365D	2022/11/26	2023/11/26	365	人民幣	1.2%/3%/3.35%	20000	4000000	EUR/USD	2023/10/11	0.99195	1.12179	3715748.31	3.06
18	WJ20221125001	WKGJ2022211-365D	2022/11/26	2023/11/26	365	人民幣	1.1%/2.5%/2.85%	3000	480000	EUR/USD	2023/10/11	0.96520	1.12179	433506.67	2.55
19	WJ20221201002	WKGJ2022234-365D	2022/12/3	2023/12/3	365	人民幣	1.1%/2.5%/2.85%	3000	495000	EUR/USD	2023/10/18	0.96520	1.12179	433355.46	2.54
20	WJ20221205003	WKGJ2022234-365D	2022/12/7	2023/12/7	365	人民幣	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2023/10/18	3.65%	1.12179	722700.54	2.55
21	WJ20221208002	WKGJ2022217-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/3%/3.35%	2500	500000	EUR/USD	2023/10/26	3.65%	1.12179	464157.76	3.06
22	WJ20221208004	WKGJ2022240-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/2.95%/3.3%	1200	234000	EUR/USD	2023/10/26	3.65%	1.12179	216619.10	3.01
23	WJ20221208006	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/3%/3.35%	10000	2000000	EUR/USD	2023/10/26	3.65%	1.12179	1856631.06	3.06
24	WJ20221208007	WKGJ2022241-365D	2022/12/10	2023/12/10	365	人民幣	1.2%/3%/3.35%	8000	1600000	EUR/USD	2023/10/26	3.65%	1.12179	1485304.80	3.06
25	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民幣	2%/3.6%/3.95%	30000	11100000	EUR/USD	2023/12/4	3.65%	1.12179	9876380.99	3.65
26	WJ20221212007	WKGJ2022220-365D	2022/12/14	2023/12/14	365	人民幣	1.2%/2.7%/3.05%	5000	850000	EUR/USD	2023/10/26	3.65%	1.12179	800565.61	2.8
27	WJ20221212003	WKGJ2022234-365D	2022/12/15	2023/12/15	365	人民幣	1.1%/2.5%/2.85%	2000	330000	EUR/USD	2023/10/26	1.01675	1.12179	299055.74	2.6
28	WJ20221209004	WKGJ2022242-365D	2022/12/16	2023/12/16	365	人民幣	1.1%/2.4%/2.75%	10000	1500000	EUR/USD	2023/11/2	1.03275	1.12179	1388514.36	2.49
29	WJ20221215003	WKGJ2022241-365D	2022/12/17	2023/12/17	365	人民幣	1.2%/3%/3.35%	2500	500000	EUR/USD	2023/11/2	1.03475	1.12179	480526.61	3.12
30	WJ20221215005	WKGJ2022220-365D	2022/12/17	2023/12/17	365	人民幣	1.2%/2.7%/3.05%	5000	850000	EUR/USD	2023/11/2	1.03475	1.12179	800790.34	2.8
31	WJ20221219002	WKGJ2022241-365D	2022/12/21	2023/12/21	365	人民幣	1.2%/3%/3.35%	3000	615000	EUR/USD	2023/11/2	1.03475	1.12179	576150.59	3.12
32	WJ20221222002	WKGJ2022234-365D	2022/12/24	2023/12/24	365	人民幣	1.1%/2.5%/2.85%	2500	412500	EUR/USD	2023/11/10	1.05690	1.12179	373490.74	2.59
33	WJ20230110009	WKGJ2022247-365D	2023/1/11	2024/1/11	365	人民幣	1.2%/2.85%/3.2%	3000	570000	EUR/USD	2023/12/4	1.05010	1.12179	522696.16	2.94
34	WJ20230112004	WKGJ2022241-365D	2023/1/14	2024/1/14	365	人民幣	1.2%/3%/3.35%	7000	1400000	EUR/USD	2023/11/10	1.05115	1.12179	1318378.51	3.08
35	WJ20230129041	WKGJ2023017-365D	2023/1/31	2024/1/31	365	人民幣	1.2%/3.2%/3.55%	7000	1575000	EUR/USD	2023/11/21	1.05115	1.12179	1461243.54	3.29
36	WJ20230130023	WKGJ2023019-365D	2023/1/31	2024/1/31	365	人民幣	1.2%/3%/3.35%	30000	6150000	EUR/USD	2023/11/21	1.05115	1.12179	5637072.52	3.08
37	WJ20230214004	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民幣	1.3%/2.95%/3.3%	5000	950000	EUR/USD	2023/12/4	1.05115	1.12179	854366.16	3.01
38	WJ20230214002	WKGJ2023030-365D	2023/2/15	2024/2/15	365	人民幣	1.3%/2.95%/3.3%	5000	950000	EUR/USD	2023/12/4	1.05115	1.12179	854366.16	3.01
39	WJ20230216001	WKGJ2023031-180D	2023/2/18	2023/8/17	180	人民幣	1.15%/3.3%/3.65%	10000	1183561.64	EUR/USD	2023/7/18	1.06625	1.1251	-	3.3
40	WJ20230223004	WKGJ2023036-365D	2023/2/25	2024/2/25	365	人民幣	1.2%/3%/3.35%	5000	1025000	EUR/USD	2023/12/12	1.06415	1.12179	938195.98	3.08
41	WJ20230227008	WKGJ2023030-180D	2023/2/28	2023/8/27	180	人民幣	1.25%/2.9%/3.25%	5000	468493.15	EUR/USD	2023/7/26	1.06050	1.1062	-	2.9
42	WJ20230227009	WKGJ2023037-365D	2023/2/28	2024/2/28	365	人民幣	1.2%/3.3%/3.65%	3000	705000	EUR/USD	2023/12/12	1.06050	1.12179	656433.78	3.39
43	WJ20230227005	WKGJ2023032-270D	2023/3/1	2023/11/26	270	人民幣	1.15%/3.65%/4%	20000	4068493.15	EUR/USD	2023/10/26	1.06050	1.12179	3863113.86	3.76
44	WJ20230303004	WKGJ2023029-180D	2023/3/4	2023/8/31	180	人民幣	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/8/4	1.06185	1.0953	-	2.8
45	WJ20230306003	WKGJ2023036-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/3%/3.35%	2000	410000	EUR/USD	2023/12/14	1.06295	1.12179	377950.20	3.09
46	WJ20230307002	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	4000	760000	EUR/USD	2023/12/18	1.06515	1.12179	693596.80	2.93
47	WJ20230307003	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	4000	760000	EUR/USD	2023/12/18	1.06515	1.12179	693596.80	2.93
48	WJ20230307004	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	1000	190000	EUR/USD	2023/12/18	1.06415	1.12179	173387.15	2.93
49	WJ20230307005	WKGJ2023029-365D	2023/3/8	2024/3/7	365	人民幣	1.2%/2.85%/3.2%	1000	190000	EUR/USD	2023/12/18	1.06295	1.12179	173399.19	2.93
50	WJ20230308002	WKGJ2023039-365D	2023/3/10	2024/3/9	365	人民幣	1.2%/3.4%/3.75%	15000	3600000	EUR/USD	2023/12/18	1.05255	1.12179	3434439.36	3.49
51	WJ20230315002	WKGJ2023029-180D	2023/3/17	2023/9/13	180	人民幣	1.15%/2.8%/3.15%	1100	103068.49	EUR/USD	2023/8/4	1.06675	1.0953	-	2.8
52	WJ20230317003	WKGJ2023047-180D	2023/3/21	2023/9/17	180	人民幣	1.15%/3.1%/3.45%	10000	1084931.51	EUR/USD	2023/8/8	1.07305	1.0997	-	3.1
53	WJ20230322003	WKGJ2023050-180D	2023/3/24	2023/9/20	180	人民幣	1.15%/3.25%/3.6%	2000	231780.82	EUR/USD	2023/8/8	1.07665	1.0997	-	3.25
54	WJ20230323005	WKGJ2023029-180D	2023/3/28	2023/9/24	180	人民幣	1.15%/2.8%/3.15%	5000	480821.92	EUR/USD	2023/8/8	1.07665	1.0997	-	2.8
55	WJ20230324004	WKGJ2023029-180D	2023/3/28	2023/9/24	180	人民幣	1.15%/2.8%/3.15%	10000	961643.84	EUR/USD	2023/8/8	1.07665	1.0997	-	2.8
56	WJ20230324003	WKGJ2023055-180D	2023/3/28	2023/9/24	180	人民幣	1.15%/3.3%/3.65%	10000	1208219.18	EUR/USD	2023/8/8	1.08555	1.0997	-	3.3
57	WJ20230324001	WKGJ2023050-180D	2023/3/28	2023/9/24	180	人民幣	1.15%/3.25%/3.6%	1000	118356.16	EUR/USD	2023/8/8	1.08665	1.0997	-	3.25
58	WJ20230327001	WKGJ2023029-365D	2023/3/28	2024/3/27	365	人民幣	1.2%/2.85%/3.2%	2500	487500	EUR/USD	2023/12/21	1.07855	1.12179	423418.45	2.89
59	WJ20230329006	WKGJ2023029-365D	2023/3/31	2024/3/30	365	人民幣	1.2%/2.85%/3.2%	2500	487500	EUR/USD	2023/12/21	1.08575	1.12179	423676.07	2.89
60	WJ20230406001	WKGJ2023055-180D	2023/4/8	2023/10/5	180	人民幣	1.15%/3.3%/3.65%	5000	604109.59	EUR/USD	2023/9/5	1.08575	1.12179	556924.97	3.41
61	WJ20230406004	WKGJ2023071-180D	2023/4/8	2023/10/5	180	人民幣	1.15%/3.1%/3.45%	5000	554794.52	EUR/USD	2023/8/28	1.10135	1.12179	505115.82	3.2
62	WJ20230407001	WKGJ2023073-180D	2023/4/8	2023/10/5	180	人民幣	1.15%/3.05%/3.4%	1500	162739.73	EUR/USD	2023/8/28	1.10135	1.12179	147649.26	3.15
63	WJ20230407002	WKGJ2023070-270D	2023/4/11	2024/1/6	270	人民幣	1.15%/3.65%/4%	40000	8284931.51	EUR/USD	2023/11/21	1.07855	1.12179	7676493.22	3.74
64	WJ20230406005	WKGJ2023029-180D	2023/4/12	2023/10/9	180	人民幣	1.15%/2.8%/3.15%	9000	843287.67	EUR/USD	2023/9/5	1.07270	1.12179	768874.17	2.88
65	WJ20230411002	WKGJ2023029-180D	2023/4/13	2023/10/10	180	人民幣	1.15%/2.8%/3.15%	10000	936986.3	EUR/USD	2023/9/7	1.07245	1.12179	854178.54	2.88
66	WJ20230412001	WKGJ2023077-365D	2023/4/15	2024/4/14	365	人民幣	1.2%/3.1%/3.45%	8000	1760000	EUR/USD	2023/9/21	1.06670	1.12179	1532367.12	3.12
67	WJ20230418002	WKGJ2023078-365D	2023/4/20	2024/4/19	365	人民幣	1.2%/3%/3.35%	8000	1680000	EUR/USD	2023/9/21	1.06670	1.12179	1450364.60	3.01
68	WJ20230424007	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民幣	1.15%/2.8%/3.15%	1400	131178.08	EUR/USD	2023/9/7	1.06670	1.12179	117851.58	2.86
69	WJ20230425002	WKGJ2023079-180D	2023/4/26	2023/10/23	180	人民幣	1.15%/2.8%/3.15%	5000	468493.15	EUR/USD	2023/9/7	1.07390	1.12179	420898.54	2.86
70	WJ20230424005	WKGJ2023082-180D	2023/4/27	2023/10/24	180	人民幣	1.15%/3.25%/3.6%	2000	236712.33	EUR/USD	2023/9/7	1.07055	1.12179	214243.88	3.32
71	WJ20230426001	WKGJ2023083-180D	2023/4/28	2023/10/25	180	人民幣	1.15%/3.6%/3.95%	2000	271232.88	EUR/USD	2023/9/21	1.07055	1.12179	249918.67	3.68
72	WJ20230427003	WKGJ2023080-180D	2023/4/29	2023/10/26	180	人民幣	1.15%/3.3%/3.65%	20000	2416438.36	EUR/USD	2023/9/13	1.07055	1.12179	2192401.74	3.37
73	WJ20230427004	WKGJ2023078-365D	2023/4/29	2024/4/28	365	人民幣	1.2%/3%/3.35%	7000	1470000	EUR/USD	2023/9/26	1.07055	1.12179	1266220.32	3.01
74	WJ20230427007	WKGJ2023088-365D	2023/4/29	2024/4/28	365	人民幣	1.2%/3.2%/3.55%	5000	1150000	EUR/USD	2023/9/26	1.06535	1.12179	1004931.07	3.21
75	WJ20230505003	WKGJ2023094-270D	2023/5/6	2024/1/31	270	人民幣	1.15%/3.65%/4%	10000	2071232.88	EUR/USD	2023/9/21	1.06760	1.12179	1884874.91	3.7
76	WJ20230508003	WKGJ2023093-180D	2023/5/9	2023/11/5	180	人民幣	1.15%/3.1%/3.45%	20000	2219178.08	EUR/USD	2023/9/21	1.05590	1.12179	1986183.93	3.16
77	WJ20230508005	WKGJ2023099-180D	2023/5/9	2023/11/5	180	人民幣	1.15%/2.55%/2.9%	20000	1627397.26	EUR/USD	2023/9/14	1.05845	1.12179	1425629.36	2.6
78	WJ20230506001	WKGJ2023085-365D	2023/5/11	2024/5/10	365	人民幣	1.2%/3.2%/3.55%	3000	690000	EUR/USD	2024/2/1	1.05845	1.12179	605961.98	3.22
79	WJ20230511002	WKGJ2023103-180D	2023/5/13	2023/11/9	180	人民幣	1.05%/2.35%/2.7%	1000	76438.36	EUR/USD	2023/9/21	1.06515	1.12179	64367.94	2.36
80	WJ20230511008	WKGJ2023084-180D	2023/5/13	2023/11/9	180	人民幣	1.15%/3.45%/3.8%	9830	1260394.52	EUR/USD	2023/9/21	1.06365	1.12179	1118775.89	3.46
81	WJ20230511009	WKGJ2023102-365D	2023/5/16	2024/5/15	365	人民幣	1.2%/3%/3.35%	17000	3570000	EUR/USD	2023/9/26	1.05410	1.12179	2987820.05	2.96
82	WJ20230515002	WKGJ2023104-180D	2023/5/16	2023/11/12	180	人民幣	1.15%/3.3%/3.65%	10000	1208219.18	EUR/USD	2023/9/21	1.05410	1.12179	1063709.21	3.31
83	WJ20230515001	WKGJ2023101-365D	2023/5/17	2024/5/16	365	人民幣	1.2%/2.95%/3.3%	3000	615000	EUR/USD	2024/2/1	1.05410	1.12179	509287.58	2.9
84	WJ20230516002	WKGJ2023079-180D	2023/5/18	2023/11/14	180	人民幣	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/9/21	1.05410	1.12179	85704.00	2.89
85	WJ20230517002	WKGJ2023105-180D	2023/5/18	2023/11/14	180	人民幣	1.15%/3.3%/3.65%	3000	362465.75	EUR/USD	2023/9/26	1.05410	1.12179	370620.19	3.66
86	WJ20230517001	WKGJ2023105-90D	2023/5/18	2023/8/16	90	人民幣	1%/3.2%/3.55%	2000	123287.67	EUR/USD	2023/7/18	1.06675	1.1251	-	3.55
87	WJ20230518005	WKGJ2023110-180D	2023/5/20	2023/11/16	180	人民幣	1.15%/2.9%/3.25%	1000	101095.89	EUR/USD	2023/10/11	1.06745	1.12179	86690.86	2.91
88	WJ20230522003	WKGJ2023108-90D	2023/5/24	2023/8/22	90	人民幣	1%/3.05%/3.4%	1200	69534.25	EUR/USD	2023/7/26	1.06745	1.1062	-	3.05
89	WJ20230524002	WKGJ2023093-180D	2023/5/25	2023/11/21	180	人民幣	1.15%/3.1%/3.45%	20000	2219178.08	EUR/USD	2023/10/11	1.07725	1.12179	1945496.41	3.12
90	WJ20230524003	WKGJ2023114-350D	2023/5/26	2024/5/10	350	人民幣	1.2%/3%/3.35%	3000	604109.59	EUR/USD	2024/2/20	1.07625	1.12179	507142.96	2.96
91	WJ20230524004	WKGJ2023114-320D	2023/5/26	2024/4/10	320	人民幣	1.2%/3%/3.35%	1000	184109.59	EUR/USD	2024/2/20	1.08450	1.12179	155270.15	2.97
92	WJ20230525001	WKGJ2023109-180D	2023/5/27	2023/11/23	180	人民幣	1.15%/3.45%/3.8%	4913	629940.82	EUR/USD	2023/10/11	1.08450	1.12179	562278.94	3.47
93	WJ20230529001	WKGJ2023116-90D	2023/5/30	2023/8/28	90	人民幣	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/7/26	1.08450	1.1062	-	3
94	WJ20230529007	WKGJ2023103-180D	2023/5/31	2023/11/27	180	人民幣	1.05%/2.35%/2.7%	2000	152876.71	EUR/USD	2023/10/11	1.08450	1.12179	130938.07	2.38
95	WJ20230529008	WKGJ2023079-90D	2023/5/31	2023/8/29	90	人民幣	1%/2.75%/3.1%	1000	49315.07	EUR/USD	2023/7/26	1.08450	1.1062	-	2.75
96	WJ20230529002	WKGJ2023117-365D	2023/5/31	2024/5/30	365	人民幣	1.2%/2.95%/3.3%	7500	1537500	EUR/USD	2024/2/20	1.09100	1.12179	1287056.90	2.92
97	WJ20230529004	WKGJ2023113-180D	2023/5/31	2023/11/27	180	人民幣	1.15%/3.1%/3.45%	31000	3439726.03	EUR/USD	2023/10/11	1.08085	1.12179	3023113.73	3.13
98	WJ20230530003	WKGJ2023113-180D	2023/6/1	2023/11/28	180	人民幣	1.15%/3.1%/3.45%	19000	2108219.18	EUR/USD	2023/10/11	1.08085	1.12179	1848166.78	3.12
99	WJ20230531002	WKGJ2023111-270D	2023/6/2	2024/2/27	270	人民幣	1.15%/3.6%/3.95%	10000	2034246.58	EUR/USD	2024/2/1	1.08995	1.12179	1817910.43	3.61
100	WJ20230602001	WKGJ2023122-180D	2023/6/6	2023/12/3	180	人民幣	1.15%/2.8%/3.15%	2000	187397.26	EUR/USD	2023/10/11	1.08995	1.12179	196725.01	3.14
101	WJ20230605006	WKGJ2023122-90D	2023/6/7	2023/9/5	90	人民幣	1%/2.75%/3.1%	1200	59178.08	EUR/USD	2023/7/26	1.08995	1.1062	-	2.75
102	WJ20230608001	WKGJ2023126-90D	2023/6/9	2023/9/7	90	人民幣	1%/3.1%/3.45%	5000	295890.41	EUR/USD	2023/7/26	1.08995	1.1062	-	3.1
103	WJ20230608003	WKGJ2023122-180D	2023/6/10	2023/12/7	180	人民幣	1.15%/2.8%/3.15%	10000	936986.3	EUR/USD	2023/10/11	1.08995	1.12179	818139.08	2.81
104	WJ20230613001	WKGJ2023122-180D	2023/6/14	2023/12/11	180	人民幣	1.15%/2.8%/3.15%	1000	93698.63	EUR/USD	2023/11/2	1.09255	1.12179	82214.49	2.82
105	WJ20230613002	WKGJ2023128-180D	2023/6/15	2023/12/12	180	人民幣	1.05%/2.5%/2.85%	2000	167671.23	EUR/USD	2023/11/2	1.09965	1.12179	140103.66	2.47
106	WJ20230615009	WKGJ2023128-180D	2023/6/17	2023/12/14	180	人民幣	1.05%/2.5%/2.85%	2000	167671.23	EUR/USD	2023/11/2	1.10625	1.12179	140605.18	2.48
107	WJ20230615004	WKGJ2023129-365D	2023/6/17	2024/6/16	365	人民幣	1.2%/2.95%/3.3%	10000	2050000	EUR/USD	2024/2/20	1.10625	1.12179	1711510.98	2.91
108	WJ20230615008	WKGJ2023116-90D	2023/6/20	2023/9/18	90	人民幣	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/8/8	1.09715	1.0997	-	3
109	WJ20230619002	WKGJ2023122-180D	2023/6/20	2023/12/17	180	人民幣	1.15%/2.8%/3.15%	20000	1873972.6	EUR/USD	2023/11/2	1.09715	1.12179	1618529.77	2.79
110	WJ20230620001	WKGJ2023131-180D	2023/6/22	2023/12/19	180	人民幣	1.15%/2.84%/3.19%	1500	147205.48	EUR/USD	2023/11/2	1.09700	1.12179	125749.56	2.85
111	WJ20230620004	WKGJ2023133-180D	2023/6/22	2023/12/19	180	人民幣	1.15%/2.85%/3.2%	2000	197260.27	EUR/USD	2023/11/2	1.09665	1.12179	168644.88	2.86
112	WJ20230620008	WKGJ2023122-180D	2023/6/22	2023/12/19	180	人民幣	1.15%/2.8%/3.15%	5000	468493.15	EUR/USD	2023/11/2	1.09665	1.12179	399900.35	2.77
113	WJ20230620013	WKGJ2023122-180D	2023/6/22	2023/12/19	180	人民幣	1.15%/2.8%/3.15%	5000	468493.15	EUR/USD	2023/11/2	1.09755	1.12179	399975.67	2.77
114	WJ20230625003	WKGJ2023116-90D	2023/6/27	2023/9/25	90	人民幣	1%/3%/3.35%	1000	56712.33	EUR/USD	2023/8/22	1.10455	1.12179	49600.44	3.01
115	WJ20230627001	WKGJ2023128-180D	2023/6/28	2023/12/25	180	人民幣	1.05%/2.5%/2.85%	2500	209589.04	EUR/USD	2023/11/10	1.10455	1.12179	176415.83	2.48
116	WJ20230627003	WKGJ2023122-90D	2023/6/29	2023/9/27	90	人民幣	1%/2.75%/3.1%	3000	147945.21	EUR/USD	2023/8/28	1.10265	1.12179	130696.63	2.77
117	WJ20230627005	WKGJ2023126-90D	2023/6/29	2023/9/27	90	人民幣	1%/3.1%/3.45%	3000	177534.25	EUR/USD	2023/8/28	1.10810	1.12179	156719.90	3.12
118	WJ20230628006	WKGJ2023122-180D	2023/6/29	2023/12/26	180	人民幣	1.15%/2.8%/3.15%	10000	936986.3	EUR/USD	2023/11/10	1.10810	1.12179	823416.90	2.82
119	WJ20230628005	WKGJ2023137-180D	2023/6/29	2023/12/26	180	人民幣	1.15%/3%/3.35%	10000	1060273.97	EUR/USD	2023/11/10	1.10810	1.12179	921261.97	3.02
120	WJ20230629005	WKGJ2023127-180D	2023/7/1	2023/12/28	180	人民幣	1.15%/3.4%/3.75%	10000	1257534.25	EUR/USD	2023/11/10	1.10810	1.12179	1084547.87	3.35
121	WJ20230703002	WKGJ2023142-90D	2023/7/4	2023/10/2	90	人民幣	1%/3%/3.35%	4000	226849.32	EUR/USD	2023/9/5	1.10315	1.12179	199124.13	3.02
122	WJ20230704001	WKGJ2023145-180D	2023/7/5	2024/1/1	180	人民幣	1.05%/2.45%/2.8%	10000	813698.63	EUR/USD	2023/11/21	1.10315	1.12179	677629.17	2.42
123	WJ20230704004	WKGJ2023143-180D	2023/7/6	2024/1/2	180	人民幣	1.15%/3.14%/3.49%	11000	1242246.58	EUR/USD	2023/11/21	1.09715	1.12179	1085338.35	3.15
124	WJ20230706001	WKGJ2023122-90D	2023/7/8	2023/10/6	90	人民幣	1%/2.75%/3.1%	1500	73972.6	EUR/USD	2023/9/5	1.09715	1.12179	64713.03	2.75
125	WJ20230707003	WKGJ2023147-365D	2023/7/8	2024/7/7	365	人民幣	1.2%/2.95%/3.3%	13000	2665000	EUR/USD	2024/4/10	1.09235	1.12179	2220398.13	2.91
126	WJ20230706002	WKGJ2023146-90D	2023/7/11	2023/10/9	90	人民幣	1%/2.85%/3.2%	3000	159041.1	EUR/USD	2023/9/5	1.10275	1.12179	134835.27	2.82
127	WJ20230707005	WKGJ2023122-365D	2023/7/11	2024/7/10	365	人民幣	1.2%/2.85%/3.2%	1500	285000	EUR/USD	2024/4/10	1.10275	1.12179	228936.80	2.73
128	WJ20230713006	WKGJ2023148-90D	2023/7/15	2023/10/13	90	人民幣	1%/2.95%/3.3%	10000	554794.52	EURUSD	2023/9/5	1.12185	1.12179	409151.87	2.66
129	WJ20230714004	WKGJ2023151-120D	2023/7/18	2023/11/15	120	人民幣	1%/3%/3.35%	15000	1134246.58	EURUSD	2023/10/11	1.1226	1.12179	976124.38	2.98
130	WJ20230713001	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民幣	1.2%/2.85%/3.2%	6000	1140000	EURUSD	2024/4/10	1.1226	1.12179	880681.55	2.67
131	WJ20230713002	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民幣	1.2%/2.85%/3.2%	7000	1330000	EURUSD	2024/4/10	1.1226	1.12179	1027253.33	2.67
132	WJ20230717002	WKGJ2023122-180D	2023/7/18	2024/1/14	180	人民幣	1.15%/2.8%/3.15%	10000	936986.3	EURUSD	2023/11/10	1.1226	1.12179	631272.39	2.43
133	WJ20230717001	WKGJ2023122-365D	2023/7/18	2024/7/17	365	人民幣	1.2%/2.85%/3.2%	1500	285000	EURUSD	2024/4/10	1.1226	1.12179	220125.71	2.67
134	WJ20230718001	WKGJ2023150-90D	2023/7/20	2023/10/18	90	人民幣	1%/3%/3.35%	1000	56712.33	EURUSD	2023/9/13	1.11385	1.12179	49293.25	3
135	WJ20230719001	WKGJ2023122-90D	2023/7/20	2023/10/18	90	人民幣	1%/2.75%/3.1%	1500	73972.6	EURUSD	2023/9/13	1.11385	1.12179	64705.88	2.75
136	WJ20230719003	WKGJ2023122-60D	2023/7/21	2023/9/19	60	人民幣	1%/2.6%/2.95%	2000	60821.92	EURUSD	2023/8/28	1.11215	1.12179	48979.94	2.49
137	WJ20230721001	WKGJ2023154-180D	2023/7/22	2024/1/18	180	人民幣	1.05%/2.05%/2.4%	2000	123287.67	EURUSD	2023/12/4	1.11215	1.12179	92082.56	1.98
138	WJ20230720003	WKGJ2023122-365D	2023/7/22	2024/7/21	365	人民幣	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/4/10	1.11215	1.12179	1498013.80	2.7
139	WJ20230720002	WKGJ2023122-365D	2023/7/22	2024/7/21	365	人民幣	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/4/10	1.11215	1.12179	1498272.28	2.7
140	WJ20230721004	WKGJ2023127-180D	2023/7/22	2024/1/18	180	人民幣	1.15%/3.4%/3.75%	20000	2515068.49	EURUSD	2023/12/4	1.11215	1.12179	2055188.67	3.23
141	WJ20230724002	WKGJ2023155-180D	2023/7/25	2024/1/21	180	人民幣	1.15%/2.55%/2.9%	10000	813698.63	EURUSD	2023/12/4	1.10385	1.12179	653066.46	2.47
142	WJ20230725001	WKGJ2023122-180D	2023/7/27	2024/1/23	180	人民幣	1.15%/2.8%/3.15%	5000	468493.15	EURUSD	2023/12/4	1.0982	1.12179	406916.72	2.8
143	WJ20230727004	WKGJ2023156-365D	2023/7/29	2024/7/28	365	人民幣	1.2%/2.85%/3.2%	15000	2850000	EURUSD	2024/4/10	1.1015	1.12179	2406076.78	2.8
144	WJ20230727002	WKGJ2023156-180D	2023/7/29	2024/1/25	180	人民幣	1.15%/2.8%/3.15%	15000	1405479.45	EURUSD	2023/12/4	1.1015	1.12179	1216977.45	2.8
145	WJ20230728005	WKGJ2023144-180D	2023/7/29	2024/1/25	180	人民幣	1.15%/3.4%/3.75%	30000	3772602.74	EURUSD	2023/12/4	1.1015	1.12179	3307323.59	3.39
146	WJ20230728001	WKGJ2023160-30D	2023/8/1	2023/8/31	30	人民幣	1.1%/2.93%/3.28%	10000	175068.49	EURUSD	2023/8/22	1.0993	1.12179	152040.24	2.95
147	WJ20230727010	WKGJ2023158-30D	2023/8/1	2023/8/31	30	人民幣	1.1%/2.94%/3.29%	21000	369369.86	EURUSD	2023/8/22	1.0993	1.12179	321028.75	2.96
148	WJ20230727012	WKGJ2023122-30D	2023/8/1	2023/8/31	30	人民幣	1.1%/2.6%/2.95%	10000	143835.62	EURUSD	2023/8/22	1.0993	1.12179	124629.46	2.62
149	WJ20230728010	WKGJ2023165-29D	2023/8/1	2023/8/30	29	人民幣	1.1%/3.1%/3.45%	16000	292383.56	EURUSD	2023/8/22	1.0993	1.12179	257033.32	3.12
150	WJ20230728008	WKGJ2023161-30D	2023/8/1	2023/8/31	30	人民幣	1.1%/2.9%/3.25%	10000	172602.74	EURUSD	2023/8/22	1.0993	1.12179	149548.32	2.92
151	WJ20230728009	WKGJ2023122-60D	2023/8/1	2023/9/30	60	人民幣	1%/2.6%/2.95%	4000	121643.84	EURUSD	2023/9/12	1.0993	1.12179	102599.52	2.56
152	WJ20230728011	WKGJ2023157-29D	2023/8/1	2023/8/30	29	人民幣	1.1%/3.1%/3.45%	50000	913698.63	EURUSD	2023/8/22	1.0993	1.12179	803234.43	3.12
153	WJ20230801001	WKGJ2023166-180D	2023/8/2	2024/1/29	180	人民幣	0.9%/2%/2.3%	10000	665753.42	EURUSD	2023/12/4	1.0944	1.12179	524535.93	1.96
154	WJ20230731007	WKGJ2023159-29D	2023/8/2	2023/8/31	29	人民幣	1.1%/3.2%/3.55%	100000	1906849.32	EURUSD	2023/8/22	1.0944	1.12179	1688542.87	3.23
155	WJ20230801003	WKGJ2023167-180D	2023/8/3	2024/1/30	180	人民幣	1.15%/2.9%/3.25%	5500	556027.4	EURUSD	2023/12/4	1.0957	1.12179	455750.63	2.83
156	WJ20230802001	WKGJ2023122-25D	2023/8/4	2023/8/29	25	人民幣	1.1%/2.6%/2.95%	1500	17979.45	EURUSD	2023/8/22	1.1	1.12179	15330.30	2.59
157	WJ20230803001	WKGJ2023122-14D	2023/8/4	2023/8/18	14	人民幣	0.7%/2.3%/2.65%	5000	35479.45	EURUSD	2023/8/16	1.1	1.12179	31034.97	2.32
158	WJ20230802003	WKGJ2023163-90D	2023/8/4	2023/11/2	90	人民幣	1%/3%/3.35%	3000	170136.99	EURUSD	2023/10/18	1.1	1.12179	149017.83	3.01
159	WJ20230807001	WKGJ2023156-180D	2023/8/8	2024/2/4	180	人民幣	1.15%/2.8%/3.15%	1500	140547.95	EURUSD	2024/1/9	1.09635	1.12179	122062.63	2.8
160	WJ20230807002	WKGJ2023168-90D	2023/8/8	2023/11/6	90	人民幣	1%/3%/3.35%	5000	283561.64	EURUSD	2023/10/18	1.09635	1.12179	248999.13	3.02
161	WJ20230809001	WKGJ2023122-25D	2023/8/11	2023/9/5	25	人民幣	1.1%/2.6%/2.95%	4000	47945.21	EURUSD	2023/8/28	1.0936	1.12179	41987.16	2.63
162	WJ20230810002	WKGJ2023156-365D	2023/8/12	2024/8/11	365	人民幣	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/7/2	1.0936	1.12179	1611874.99	2.81
163	WJ20230810004	WKGJ2023122-90D	2023/8/12	2023/11/10	90	人民幣	1%/2.75%/3.1%	1000	49315.07	EURUSD	2023/10/18	1.0936	1.12179	42228.08	2.71
164	WJ20230811001	WKGJ2023144-180D	2023/8/12	2024/2/8	180	人民幣	1.15%/3.4%/3.75%	10000	1257534.25	EURUSD	2024/1/9	1.0936	1.12179	1099330.46	3.38
165	WJ20230811003	WKGJ2023122-28D	2023/8/12	2023/9/9	28	人民幣	1.1%/2.6%/2.95%	1000	13424.66	EURUSD	2023/8/28	1.0936	1.12179	11749.36	2.63
166	WJ20230810006	WKGJ2023156-365D	2023/8/12	2024/8/11	365	人民幣	1.2%/2.85%/3.2%	10000	1900000	EURUSD	2024/7/2	1.0936	1.12179	1611759.18	2.81

持倉風(fēng)險

　　風(fēng)險提示：結(jié)構(gòu)性存款不同于一般性存款，具有投資風(fēng)險，您應(yīng)當充分認識投資風(fēng)險，謹慎投資。
　　1.本金及利息風(fēng)險：威海市商業(yè)銀行僅保障資金本金和基礎(chǔ)收益，您應(yīng)充分認識利息不確定的風(fēng)險。本產(chǎn)品的收益由基礎(chǔ)收益和浮動收益組成，浮動收益取決于掛鉤標的價格變化，受市場多種要素的影響。利息不確定的風(fēng)險由存款人自行承擔，存款人應(yīng)對此有充分的認識。如果在存款期內(nèi)，市場利率上升，本產(chǎn)品的利率不隨市場利率上升而提高。

　　2. 期限風(fēng)險：由于本產(chǎn)品的實際期限無法事先確定，且威海市商業(yè)銀行有權(quán)單方行使對產(chǎn)品期限的權(quán)利（包括但不限于提前終止等），一旦威海市商業(yè)銀行選擇了行使產(chǎn)品合同中所訂明的對產(chǎn)品期限的權(quán)利，則存款人必須遵照履行。

　　3. 市場風(fēng)險：包括但不限于因國家法律法規(guī)以及貨幣政策、財政政策、產(chǎn)業(yè)政策、地區(qū)發(fā)展政策等國際政策的變化、宏觀周期型經(jīng)濟運行狀況變化、外匯匯率和人民幣購買力等變化對市場產(chǎn)生一定的影響，導(dǎo)致產(chǎn)品收益的波動，在一定情況下甚至?xí)Ξa(chǎn)品的成立與運行產(chǎn)生影響。交易期內(nèi)可能存在市場利率上升、但該產(chǎn)品的收益率不隨市場利率上升而提高的情形；受限于投資組合及具體策略的不同，本產(chǎn)品收益變化趨勢與市場整體發(fā)展趨勢并不具有必然的一致性。

　　4. 流動性風(fēng)險：客戶在產(chǎn)品合同約定的條款外，不享有提前終止權(quán)，則客戶在產(chǎn)品到期日（威海市商業(yè)銀行依照產(chǎn)品合同的約定提前終止合同的，提前終止日被視為產(chǎn)品到期日）前無法取用存款本金及產(chǎn)品收益。

　　5. 信息傳遞風(fēng)險：客戶應(yīng)根據(jù)產(chǎn)品合同載明的信息披露方式查詢本產(chǎn)品的相關(guān)信息。如果客戶未及時查詢，或由于通訊故障、系統(tǒng)故障以及其他不可抗力等因素的影響導(dǎo)致客戶無法及時了解本產(chǎn)品的信息，并由此影響客戶投資決策，因此而產(chǎn)生的責任和風(fēng)險將由客戶自行承擔。另外，客戶預(yù)留在威海市商業(yè)銀行的有效聯(lián)系方式變更的，應(yīng)及時通知威海市商業(yè)銀行。如客戶未及時告知威海市商業(yè)銀行聯(lián)系方式變更或因存款人其他原因，威海市商業(yè)銀行將可能在需要聯(lián)系客戶時無法及時取得聯(lián)系，并可能會由此影響客戶的投資決策，由此而產(chǎn)生的責任和風(fēng)險由客戶自行承擔。

　　6. 不可抗力風(fēng)險：如果因不可抗力不能履行產(chǎn)品合同時，可根據(jù)不可抗力的影響部分或全部免除違約責任。

　　7.信用風(fēng)險：威海市商業(yè)銀行發(fā)生信用風(fēng)險如被依法撤銷或被被申請破產(chǎn)等，將對產(chǎn)品的收益產(chǎn)生影響。

　　8.數(shù)據(jù)來源風(fēng)險：在本存款收益率的計算中，需要使用到數(shù)據(jù)提供商提供的掛鉤標的的價格水平。如果屆時產(chǎn)品說明書中約定的數(shù)據(jù)提供商提供的參照頁面不能給出所需的價格水平，威海市商業(yè)銀行將本著公平、公正、公允的原則，秉承善意并按照商業(yè)上合理的方式確定所適用的價格水平進行計算。

風(fēng)險控制措施

　　本行針對結(jié)構(gòu)性存款業(yè)務(wù)的風(fēng)險特征，制定和實施相應(yīng)的風(fēng)險管理政策和程序，持續(xù)有效地識別、計量、監(jiān)測和控制結(jié)構(gòu)性存款業(yè)務(wù)面臨的各類風(fēng)險，并將結(jié)構(gòu)性存款業(yè)務(wù)風(fēng)險管理納入全面風(fēng)險管理體系。本行將結(jié)構(gòu)性存款納入表內(nèi)核算，按照存款管理，納入存款準備金和存款保險保費的繳納范圍，相關(guān)資產(chǎn)按照國務(wù)院銀行業(yè)監(jiān)督管理機構(gòu)的相關(guān)規(guī)定計提資本和撥備。

　　本行具備普通類衍生產(chǎn)品交易業(yè)務(wù)資格，結(jié)構(gòu)性存款掛鉤的衍生產(chǎn)品交易嚴格遵守《銀行業(yè)金融機構(gòu)衍生產(chǎn)品交易業(yè)務(wù)管理暫行辦法》、《商業(yè)銀行資本管理辦法（試行）》、《商業(yè)銀行杠桿率管理辦法（修訂）》、《商業(yè)銀行流動性風(fēng)險管理辦法》等國務(wù)院銀行業(yè)監(jiān)督管理機構(gòu)關(guān)于衍生產(chǎn)品交易的相關(guān)規(guī)定。

　　本行銷售結(jié)構(gòu)性存款，嚴格按照中國銀保監(jiān)會發(fā)布的《關(guān)于進一步規(guī)范商業(yè)銀行結(jié)構(gòu)性存款業(yè)務(wù)的通知》（銀保監(jiān)辦發(fā)〔2019〕204號）相關(guān)規(guī)定執(zhí)行，充分揭示風(fēng)險。銷售文本全面、客觀反映結(jié)構(gòu)性存款的重要特性和與產(chǎn)品有關(guān)的重要事實，向投資者充分揭示風(fēng)險，確保投資者了解結(jié)構(gòu)性存款的產(chǎn)品性質(zhì)和潛在風(fēng)險，自主進行投資決策。

公司業(yè)務(wù)

2023年8月單位結(jié)構(gòu)性存款產(chǎn)品賬單

總行地址：山東省威海市青島北路137A號

傳真：

聯(lián)系電話：